India mein kuch popular Government Loan Schemes:
1. Business & Self-Employment Loans
- Pradhan Mantri Mudra Yojana (PMMY – MUDRA Loan)
- ₹50,000 (Shishu), ₹5 lakh (Kishore), aur ₹10 lakh (Tarun) tak loan
- Small business, startups, shopkeepers, vendors ke liye
- Stand-Up India Scheme
- SC/ST aur women entrepreneurs ko ₹10 lakh se ₹1 crore tak loan
- Business start karne ke liye
- PMEGP (Prime Minister Employment Generation Programme)
- Manufacturing & service sector ke liye subsidy ke sath loan
- ₹25 lakh tak manufacturing, ₹10 lakh tak service business
2. Agriculture Loans
- Kisan Credit Card (KCC)
- Farmers ko short-term crop loan
- Interest subvention scheme ke under 4%–7% tak rate of interest
- NABARD Subsidy Schemes
- Dairy, poultry, fisheries, irrigation equipment ke liye
- Agri Infrastructure Fund
- Storage, cold storage, farm mechanization ke liye long-term loans
3. Education Loans
- Vidyalakshmi Education Loan Portal
- Government portal jahan multiple banks ke education loans compare & apply kar sakte ho
- Subsidy schemes (Interest Subsidy for EWS students for higher education in India & abroad)
4. Housing Loans
- Pradhan Mantri Awas Yojana (PMAY – Housing for All)
- Home loan par interest subsidy 6.5% tak
- Economically Weaker Section (EWS), Low Income Group (LIG), aur Middle Income Group (MIG) ke liye
5. Women Empowerment Loans
- Mahila Udyam Nidhi Scheme
- Small business ke liye women entrepreneurs ko loan
- Annapurna Yojana
- Women ko catering business ke liye loan
6. Other Supportive Schemes
- Startup India Scheme – innovative startups ko fund support
- SC/ST/OBC & Minority Finance Corporations ke loans – lower interest rate pe